Dr. Filzmaier strongly believes that insurance medicine plays an important role in the future to improve services, processes and the quality of products in the Life and Health insurance sector.“From 1990 to 1997, he studied medicine at the University of Freiburg. In the course of his studies, he spent two years working in hospitals in India, Israel and the United Kingdom. Between 1998 and 2005, he worked at the University Hospital of Aachen and qualified as a specialist in internal medicine, cardiology and emergency medicine. Since 2007 Dr. Filzmaier worked as Chief Medical Officer in the reinsurance (Munich Re) and direct insurance sector (Allianz Germany). In both companies he was managing the "center of competence" for insurance medicine. These departments were global contact points for all medical and scientific issues in Life (and partially Health) insurance, like medical underwriting and claims consulting for complex individual risks, the development of risk assessment guidelines and the provision of medical consultancy services for product development, risk modelling, data analytics and process automation.